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HOA - Home Owners Association - The bane of an actual home owner's existence. These are the people who don't pay your mortgage note, but feel the need to tell you how to handle your house.

Below are some actual tales of terror about HOA's, as well as some links to sites that will show you just how much people love the Codes they are bullied into living by.

- <stories TK>

What is an HOA?

No, really, what is an HOA?

But they don't actually have any power, right?

Are you #@!%ing kidding me?

Seriously - what the hell?

And just do a search for "HOA Nazis" and you will have enough material to keep you reading for months.